Many tariffs and combination make it difficult to compare those who are interested in the private health insurance, which must satisfy a few conditions to be included. Easily, this is possible with civil servants and self-employed persons. When employees of the legislature has built a barrier: the year work remuneration, this threshold in the year 2011 at 49,500 euros (2012 50.850). Once the employee reaches this limit, the way to a private health insurance is open for him. Confusing there is an abundance of tariffs for private health insurance. For more information see this site: Bausch & Lomb.
Lure numerous providers with so-called cheap fares, but so cheap they appear at first glance – the rates are cheap, because they cover fewer services. Their level is not uncommon under the statutory health insurance and the insured person has to abide by strict conditions. Therefore the interested should to look on tariffs with a good range of services, which at least achieve the benefits of the statutory health insurance. He can be by additional modules Increase the scope of insurance – depending on the request. Therefore, it is advisable to choose the basic rate for the private health insurance companies. This provides the acquisition of outpatient treatment, the hospital stay in the hospital, dental care and sick pay in case of illness.
In addition, usually a foreign travel health insurance is integrated. On request the performance spectrum customers extend have the opportunity through the election of certain components to customize the private health insurance. Depending on the wallet of choice following services are: – free choice of doctor, even without payment – no charge for medicines or remedies – no restriction in prescribing of medications – choosing a practitioner – increased surcharge, for example, with glasses or contact lenses – no deductible for hospitalization – single or twin – head physician treatment – daily hospital benefit – health expenses – dental treatment up to 100 percent, even with extensive restorations – salary up to full net income Important here: Every single tariff must pay the insured in addition. However, can interested parties on the basis of the modules form preferences and made-to-measure fashion so their insurance. A comparison – such as when hypo star – is based on this selection. On prospects for more information and comparisons of rates and providers of private health insurance. Company Description hypo star is a Web portal for private mortgage lending. With the construction mortgage calculator the hypo star interested can calculate free of charge their financing. A network of more than 1,000 finance professionals specialized in mortgage lending assists clients in all questions, finds the advantageous for them and accompanies them until the conclusion of the contract. Hypo star their specially developed construction financing software offers banks, insurance companies and distributors.
Still, many people park their savings on a bank deposit. Given the yield which gives this form of investment, it is questionable, however, whether this is the best form of investment. For a passbook decide above all people who appreciate a certain security and flexibility in their financial transactions. With the most investments that offer a higher interest rate, you must waive any of these points. So, the Festgeldanlage offers a high level of security while, for it is but characterized by a complete lack of flexibility. It has applied his money once, can be accessed over a relatively long period of time no longer.
Conversely, the situation in the stock trading presents itself. Here it is although flexible regarding the buying and selling of securities, there is however no guarantee that you will lose everything, including his deposit. However, there is a way to multiply his money and still enjoy security and flexibility. Just for Gering – and medium income earner it is advisable, money to save on a so-called day money account. Compared with a passbook, you get very high interest rates in this form of investment.
Although the interest rates of the day money account are much higher than a posit, it offers but the same security. Get guaranteed paid the supplied deposit, plus the earned interest. You need to make that money could be lost because the Bank itself has miscalculated as investors worry about. All banks which have their headquarters within the European Union, are obliged by law to insure deposits. This is about a national compensation scheme, which guarantees that it will run no risk, your entire savings in one fell swoop to lose something that certainly could happen during a stock market crash with a financial investment in the form of stock. In the point flexibility is even superior to the passbook the day money account. While many accounts sets a maximum amount is within a certain period of time may be withdrawn and also always a minimum sum on the account must remain, after a lock-up period, which is usually for 30 days after your account is opened, can at any time withdraw the complete insert. Considering these facts, it makes no sense at all to let his money on a savings account or to open one. It is far more profitable and also make sure to open a day-money account. Nina Edwards
Sparkassen Immobilien AG 3 quarter 2009: increase sales and rental income, and cash flow the listed Sparkassen Immobilien AG the first three quarters 2009 operating successfully concluded. The sales of the first three quarters of 2009 (tinyurl.com/yjnmwsf) amounted to EUR 86.0 million (Q3 2008: EUR 81.5 million). Of which EUR accounted for 66,62 million on rental income. This means an increase of 6% and 4% compared to the same period in 2008. The results of the devaluation are not significantly higher than in 2008, when it could not yet estimate the impact of the crisis in 2009. Thanks to the timely progress of all development projects the Sparkassen Immobilien AG increased its real estate assets 1,839 billion by September 30, 2009 in the period under review to EUR Sparkassen Immobilien AG’s portfolio included 260 properties with a total area of 1.515.100 m. The occupancy rate of the real estate is constant 90.2%; the gross rental yield was 6.7%.
Reserves of Sparkassen Immobilien AG are the cash at EUR 188 million positive The Sparkassen Immobilien AG continued momentum in the period under review on the capital market: the good performance of the IMMO s stock this year in the third quarter 2009 unabated stopped. The third quarter was successfully completed with a year end price of 5,22 EUR and a year to date performance by 163,6%. Managed hence the ATX traded on a nine month basis by 50.6%, to surpass significantly. The Sparkassen Immobilien AG is one of first group and the Vienna insurance group two of the largest financial institutions in the region with its core shareholders. There is again reinforced interest also from other institutional investors. Immo s cash flow is at record levels and it comes with a real estate company.