Tag Archive for financial

Medicine On Credit

Loans to pay for medical services, Russian banks have started providing in 2005. Special Program in Medical loan 'offer a few, mostly to the bank credits the payment for medical services according to standard program of consumer credits. Borrowers who receive loans to health care while too little: the majority of Russians use the services of 'free' medicine (included in the list of services compulsory health insurance). And those who are treated in expensive private clinics, usually can not afford it and do without loans. Some medical services (for example – Beauty) is so expensive that no included in the 'basket' routine medical expenses, but the possibility of 'medical credit' over time will make them more popular. rience with these questions.

Already, a number of banks to offer borrowers quality health services, successfully cooperating with leading therapeutic and diagnostic centers and well-known clinics that perform unique operations. Credit for the medical care available for a period of one to two years, the minimum loan amount – 9 thousand rubles, maximum – 150 thousand rubles at an interest rate of 1,5% per month. Upon receipt of the loan in excess of 90 thousand rubles from the borrower will need to insure their lives and opportunities disability. To receive credit for health care must provide passports or other identity document, an income statement and account for medical care. The decision on granting loan taken during the week (maximum). Banks are very well suited to the assessment of the borrower, but in the case of applying for credit for health care does not require any collateral or guarantees.

Real Estate Market In 2010

During the past year the housing market was malopredskazuem and experts were hesitant to do at least relatively accurate predictions, each of them saw at least two or three options for the development of the situation. Only at the end 2009 appeared the first more or less confident statements about the ensuing stabilization. Making predictions for next year, analysts are not without reservations, but nevertheless promised that at least its first half will be quiet – no sharp jumps and drops in prices for zhile.Mifologiya crisis nervousness caused by the unstable situation in the housing market and economic crisis in the country as a whole, has created among the citizens of two stable myth. Popularity of these myths in contributed significantly to the media, who immediately picked up and spread the news of falling house prices. The first myth was associated with greatly increased the availability of housing. Since the beginning of the crisis expert forecasts agreed on one thing – the price of apartments will be reduced.

The numbers at the same time called the most different: 30 or 40 and even 50 percent. Wait to buy an apartment for half price, of course, like many people – and they left the market to wait for 'bottom'. However, the findings analysts for the year indicate that the market has certainly dipped, but not enough. For example, according to the 'Miel', the average price in the secondary market in Moscow decreased by 17.5 percent in rubles and 24.7 percent in dollars.